Money between people, without the fee
Send money to friends and family around the world. Free.
Pay a friend back, help someone you love, split a shared expense, or send a little something just because. With Trove, eligible personal payments between friends and family are free—even when life takes you to different parts of the world.
Free personal transfers between eligible Trove users in supported countries and currencies.
For the moments you share
Money is part of life. Sending it should feel easy.
A shared meal. A weekend away. A birthday gift. A favour returned. Trove helps you settle the everyday things without complicated payment instructions or unnecessary transfer fees between eligible Trove users.
Pay them back
Someone covered dinner, booked the tickets, or picked up something you needed. Send your share without making the moment more complicated than it needs to be.
Split the trip
Share hotel costs, transport, meals, and everything in between—even when the people travelling together live in different countries.
Send a little support
Help a family member with an expense or send money when someone you care about needs it most.
Celebrate from anywhere
Send a birthday gift, graduation present, wedding contribution, or thoughtful surprise when you cannot be there in person.
Keep shared costs simple
Handle rent, household expenses, subscriptions, event costs, and other shared payments without chasing people through complicated banking processes.
Say thanks
Sometimes money is simply the easiest way to return a favour, show appreciation, or make someone's day a little easier.
Free personal payments
Your money should go to the person—not disappear into a transfer fee.
Trove does not charge a transfer fee when eligible users send and receive personal payments with friends and family through Trove.
That means more of your money reaches the person it was meant for, whether they are across the table or across the world.
Free to send
Send eligible personal payments to friends and family without a Trove transfer fee.
Free to receive
Receiving an eligible personal payment from another Trove user does not cost the recipient a Trove transfer fee.
No monthly subscription
Create and maintain your personal Trove account without a monthly membership charge.
Free personal transfers are available between eligible Trove users in supported countries and currencies. Currency conversion, certain funding methods, transfers to bank accounts, and other services may involve fees. Any applicable fee will be shown before you confirm.
Friends and family without borders
The people closest to you do not always live close to you.
Families move. Friends travel. People study abroad, build careers in new countries, and create lives far from where they started. Trove helps people stay financially connected when distance becomes part of everyday life.
Whether you are sending your share of a bill, helping with an unexpected expense, contributing to a celebration, or simply returning a favour, Trove makes personal payments feel personal again.
“Your sibling moved abroad. Helping them should still feel simple.”
“Your closest friends live in three different countries. The group trip should not require three different payment systems.”
“You missed the celebration. Your gift does not have to.”
“Someone you love needs help today. Distance should not add another obstacle.”
More than one currency
Different currencies. The same simple experience.
Send and receive supported currencies through Trove, helping friends and family stay connected even when they use different money in different parts of the world.
Where currency conversion is required, you will be shown the available exchange rate and any applicable fee before confirming.
Supported currencies and availability depend on the countries and accounts involved.
Need to send outside Trove?
Send to personal and business bank accounts for a small fee.
When the person or business you need to pay does not use Trove, you can send eligible payments directly to supported individual and business bank accounts. A small fee applies and will be shown before you confirm the transfer.
Useful for paying a landlord, contractor, supplier, service provider, family member, or anyone else who needs to receive the money in a bank account.
Built with care
Simple for you. Thoughtful behind the scenes.
Trove uses account controls, identity checks, and transaction-monitoring processes to help protect customers and support responsible money movement. Some accounts or payments may require additional information before they can be completed.
Protect your access
Keep your password and security codes private.
Confirm before sending
Review the person, amount, currency, and payment details before confirming.
Help when needed
Visit the Help Center or contact Trove if something does not look right.
Money that keeps people connected
Closer is only a payment away.
Send and receive money with friends and family around the world without a Trove transfer fee. Create your account and make the next shared expense, gift, favour, or family payment feel simple.
Eligibility, supported countries, currencies, funding methods, and transaction limits may apply.